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Your Local Healthcare Benefits Specialist

Dave Burlew

Northern Michigan
Health Plans

Thompsonville, MI 49683
1-888-546-3460
9 am - 8 pm
Monday - Saturday

Offering the best health insurance options for Individuals, Families, Employer Groups, Seniors, Life, Disability and International Plans.

Email Dave For More Information

PRIVACY NOTICE

Updated: February 1, 2010

WHAT IS OUR COMMITMENT TO YOU?
We are sensitive to your privacy concerns, and are committed to letting you know what information is being collected on our site, how the information is being used and what choices you have regarding the collection and use of the information. Please take a moment to review this privacy notice and feel free to contact us with any questions at privacy@hsateam.com.

WHAT TYPES OF INFORMATION DO WE COLLECT ABOUT YOU?
The primary reason we collect personal information about you is to provide products and services that you have requested and to enroll you into our membership products. The type of information we collect, and the primary purpose for which it is collected includes:

  • Required product registration information such as name, address, and date of birth, is utilized to establish your membership or one-time transaction record and to verify your identity.
  • Billing information, such as credit card number, is required to process the payment for the products and services you order from us.
  • Other information we collect, such as city of birth and mother's maiden name, is used to verify your identity in the event you forget your login information required for our online services. E-mail addresses are collected and used to send you notifications, special offers and our latest e-newsletter via electronic mail.

DO WE SHARE INFORMATION WITH THIRD PARTIES?
We do not share information with any non-affiliated third party except as permitted or required by law, such as inquires by law enforcement or to comply with Federal laws such as the Controlling the Assault of Non-Solicited Pornography and Marketing Act of 2003 (CAN-SPAM Act of 2003) or the Fair and Accurate Credit Transactions Act (FACTA).

COOKIES AND THIRD PARTY ADVERTISERS
HSATeam, LLC may set and access cookies on your computer to provide you with customized content and to assist in providing the services that you have requested. Cookies also allow HSATeam.com to remember you so you do not have to enter your password with each new page. Most cookies are "session cookies," which automatically delete themselves from your hard drive after each session. You are always free to decline these cookies if your browser permits, however, you may not be able to use certain features and you may be asked to re-enter your password more frequently during your session.
Like many websites, HSATeam, LLC may automatically track information based upon your behavior on our Sites. We use this information for research purposes to better understand, protect and service our customers. The information we track may include such information as browser type, internet service provider (ISP), referring/exit pages, platform type, date/time stamp, IP address and number of clicks to analyze trends, administer the Sites, track user's movement in the aggregate, and gather broad demographic information for aggregate use. HSATeam, LLC respects your privacy and this information is not linked to any personally identifiable information, except as may be needed to prevent fraud or abuse of the Site.

WHAT IS OUR POLICY RELATING TO FORMER CUSTOMERS?
Our policy regarding the collection and use of information about former customers is the same as that regarding the collection and use about existing customers (refer to section titled What types of personal information do we collect about you?). Over time, information about former customers is used less and less and may ultimately be removed from our records.

HOW DO WE PROTECT YOUR INFORMATION?
We restrict access to nonpublic personal information about you to those of our employees who need to know that information in order to provide products or services to you. We maintain physical, electronic, and procedural safeguards designed to protect your nonpublic personal information.
HSATeam, LLC protects your information over the Internet by using a secure web server, which allows web browser programs (Netscape or Microsoft Internet Explorer) to interact with our web server via an encrypted session. We employ a Secure Sockets Layer (SSL) connection that provides an encrypted connection between your computer and ConsumerInfo.com, Inc. The 128 bit encrypted connection scrambles ordinary text or data into cyphertext to safeguard sensitive information during its journey across the Internet. The information is decrypted, or put back into a readable format, when it reaches its intended destination. Depending on which browser you use, you will know you are in secured area by "https" or a lock appearing in the lower right hand corner of your browser window. When you visit our Sites, you may move in and out of secured areas. Any time that you are on in a Consumer Office page, you will be in a secured area.

TRANSFERABILITY OF INFORMATION
In the event we go through a business transition, such as a merger, acquisition by another company, or sale of all or portion of our assets, your personally identifiable information will likely be among the assets transferred. You will be notified by means of notice on our Sites for thirty (30) days of any such change in ownership or control of your personal information. For more information, please refer to the section labeled "Privacy Notice Changes," below.

A SPECIAL NOTE REGARDING PEOPLE UNDER 18 YEARS OLD
Consumers under the age of 18 must not send any personal information to us - including but not limited to information such as name, address or e-mail address.

PRIVACY NOTICE CHANGES
We reserve the right to change this privacy notice at any time. You agree to obtain annual notices of, and changes to, this privacy notice electronically by visiting this Site. Therefore, we encourage you to review this Site from time to time to review changes to our privacy notice.

Please note that our offline privacy notice (not covering information collected over the phone or by facsimile) may differ slightly from our online privacy notice.